The Property All Risks Takaful PMD offers wider coverage than Fire and Allied Perils by covering accidental physical loss of or damage to the Property Insured whilst situated at the premises described in the PMD, everything is covered other than the exclusions, defined in the wordings.
Factories, power plants, building and office projects including workshop, machinery, equipment, material, goods, fuel, warehouse, premises or offices are covered under this takaful PMD.
Fire
Lightning
Explosion
Aircraft or other aerial devices or articles dropped there from Impact by vehicles watercraft, locomotives or rolling stock
Earthquake
Riot
Strike
Civil Commotion
Malicious damage
Busting or overflowing of water apparatus (including sprinkler leakage)
Impact by own vehicle
Theft or attempted theft (by violence to persons or threat thereof or by violent and forcible entry to or exit from the premises) and Accidental loss or damage
Buildings structure quality.
Business Operational hazards.
House Keeping and safety precautions