Election of Directors Complaints Resolution Forums

Executive Management

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Mr. Muhammad Sarmad Khan

CEO

Sarmad Khan is the Director and Chief Executive Officer of Pak Overseas Takaful Company Limited, with a strong background in executive leadership, financial management, and strategic planning. He is an alumnus of the Institute of Chartered Accountants of Pakistan (ICAP) and the Association of Chartered Certified Accountants (ACCA), and holds an MBA in Finance.

He brings extensive experience from a State Bank of Pakistan–categorized ‘A’ audit firm, with expertise in audit, governance, and regulatory compliance, having overseen a diverse portfolio of over 100 organizations including listed companies, banks, and multinationals.

With over a decade of progressive leadership experience, including senior finance roles such as Head of Finance for a group of companies, he has led financial strategy, treasury, and internal control functions. His profile reflects strong corporate governance, strategic decision-making, and a proven ability to drive sustainable organizational growth.

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Mr. Saqib Hafeez

CFO

Saqib Hafeez is a seasoned Chief Financial Officer with over 30 years of experience in financial strategy, regulatory compliance, and risk management within the insurance and financial services sector.

He has a proven track record in driving financial performance, optimizing capital structures, and ensuring robust governance frameworks.

His expertise spans financial reporting, budgeting, forecasting, and treasury management, supporting sustainable business growth.

He is a strategic partner to the Board, contributing to long-term planning, financial transformation, and operational efficiency.

Saqib is recognized for delivering value-driven insights, strengthening risk controls, and fostering a culture of accountability and transparency.

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Mr. Abdul Waheed

Company Secretary