Any firm or any individual in the normal course of business or other activities may negligently cause damage to the property of others or injury to others. This may result in that person becoming legally liable to such persons whose property has been damaged or who have been injured. Apart from this liability, extensive legal fees may have to be paid. Our Public Liability Takaful PMD will pay all sums which a firm or individual may become legally liable to pay as compensation for bodily injury or illness caused to third parties.